The Complete Guide to Gambling with the House’s Money at the Casino : Legit Casino Reviews

Gamble With the House's Money

Gambling systems have been around almost as long as gambling. You can find them advertised in magazines and in many places on the internet. Most of them are sold by snake oil salesman, looking to make a fast buck at the expense of gullible gamblers.

But I’m not trying to sell you anything. I’m going to give you a simple and fun system that I often use. Just like all of the other gambling systems on the market, it won’t help you win in the long run, but it offers a way to play with house money close to half the time. I hope you enjoy it, but if you don’t find it’s something you want to use, at least it won’t cost you anything to try.

The basic house money gambling system works for live casino play and in online casinos. If you play in online casinos, this system offers a few extra possibilities. The first section explains how the system works, and covers the best way to use it. The final section covers how using the system online adds new options.

The System Basics

The house money gambling system is simple, but before you learn exactly how it works you need to understand a few important facts.

Casino games are designed so the casino wins and players lose. This means that in the long run the odds are that you’re going to lose more than you win. This system, and every other gambling system, isn’t designed to beat the house. If you want to beat the casino in the long run you need to concentrate on advantage play methods. They aren’t the same as a system.
This system is more about the psychology of thinking about playing with house money than actually doing so.

Here’s how the house money gambling system works:

You make an even money bet when you get to the casino. When you win this wager, you put your original wager in your pocket, and gamble with the money you won. When you lose the first bet, you’re done gambling for the day.

Some players don’t see the benefit of this system. They just want to play with what they have. This is fine, but many players are like me. I like the idea of gambling with house money and am willing to take the close to 50 / 50 chance of being able to do it when I play.

The downside is that roughly half the time you only make one bet and then don’t gamble. When you lose the first bet you don’t play any more until your next casino visit. Of course, you don’t have to use this system at all. You can simply gamble like everyone else.

Most gamblers start playing and keep at it until they get tired or run out of money. Disciplined gamblers stop playing when they hit a certain loss limit, but few people quit when they should. They dig another $20 out of their pocket to try to win back some of their losses or because they want to play just a little longer.

But if you gamble like most casino visitors, this system will actually save you money in the long run. The most valuable part of the house money system is it locks in your maximum loss and doesn’t restrict your potential win. While this doesn’t overcome the long term house edge, it does limit your downside while maintaining an almost unlimited upside.

Here’s an Example:

You use $200 for your first wager. Following the system, you place a $200 bet on an even money wager. When you lose the first bet you don’t make another bet. This locks in your maximum loss of $200.

But, when you win your first wager you put $200 in your pocket and are left with$200 in house money to play with. When this happens, you’re guaranteed to break even or better on the trip, as long as you never touch the original $200 you put back in your pocket.

You can use your $200 in house money to play for as long as you can make it last if you want to gamble longer or you can use it to chase a big pay out by playing progressive slots or another jackpot game.

Maybe you play Jacks or Better video poker at $5 per hand, which is $1 per coin value times five coins per hand. If you get lucky and hit a royal flush before you run out of money, you win $4,000. This is a great return on a $200 investment.

Of course, you won’t hit a royal flush often, but you also get to enjoy playing as long as your house money lasts, and you can still end up winning by hitting some of the lesser paying hands.

You can shoot even higher by playing a slot machine with a big progressive jackpot. Some progressive jackpots climb over a million. If you get lucky and hit a million dollar jackpot, that’s quite a large upside for a $200 original wager.

When I want to chase a jackpot on the slot machines, I like to find a machine that offers at least one or two lower jackpots as well. This way I not only have a chance at the big jackpot, I also have a chance to hit one of the smaller jackpots and still have a nice win.

Here’s one way I use the house money system to give you an idea of how you can use it and still play for a long time even if you lose your first wager.

I like to play poker and have learned how to be a winning player over the years. But I also enjoy many casino games, including blackjack, Let It Ride, and roulette. I’m not a huge winner at the poker tables overall, but I show a small profit overall. So I know I can play poker for as long as I want and not lose money.

I can’t beat Let It Ride or roulette in the long run, but I want to play. So I take my poker bankroll with me to the casino and also use $100 to make a bet on blackjack when I first get to the casino. When I win, I put my $100 bet back in my pocket and play one of my favorite table games with house money.

When I lose the first bet, I go play poker. I also start playing poker when the house money runs out. This way I never go to the casino and only make one bet. I always know I can play poker if I don’t get to play table games.

When I make the $100 bet on a blackjack hand, I actually have $200 on the table. I want to make sure I have enough money on the table to double down or split if it’s the best long term strategy. I know that I might actually lose $200 when I do this, but blackjack has a low house edge so I know in the long run it doesn’t cost me much.

On the other hand, if I get a natural blackjack I win more than my original wager of $100, and if I win a double down or both sides of a split I win $200 instead of $100.

Here’s an Example:

You place a $100 bet at the blackjack table and receive a seven and a four. The dealer has a six showing. The proper strategy is to double down, so you slide another $100 out. You receive a nine, for a total of 20, and the dealer ends up with 18. You win $200 in house money, instead of your original $100 bet.

Best Even Money Wager Options

Casinos offer many even money wagers. Some of them are better than others, but you can pick any game you want to play. Some games offer a lower house edge than others, but most even money bets win slightly less than half the time.

Here are some of the best options for even money wagers:


Roulette offers a few different even money bets. You can bet on even, odd, red, black, 1 – 18, or 19 – 36. These are simple bets, and you can quickly see if you win or lose. It’s best to play on a single zero wheel because the house edge is lower than a wheel with zero and double zero, but either type of wheel works for your purposes.


You can bet on the banker or the player when you play baccarat. The banker bet pays a small commission when it wins, but even with the commission it offers a lower house edge than the player bet. If you bet $100 on the banker and win you only get back $95, but this is close enough for the purpose of this system.


You can bet on the pass or don’t pass line when you play craps. The don’t pass line bet offers a slightly lower house edge, but it’s close to the house edge for the pass line, so either wager is fine. If you’re willing to risk more money on a true even money wager, you can place the odds bet after the point is set. The odds bet has no house edge, so it gives you a chance to win a larger amount for your house money bankroll. Of course, just because it has no house edge doesn’t mean you can’t lose. By taking the odds bet you can lose more than your original wager.


Blackjack has a lower house edge, depending on the house rules, than the other games listed here. But you don’t win quite as close to 50% of the hands as the other games. Some hands end in a push also. But as you saw in the example above, you can also win more than your original bet when you hit a natural blackjack or win a double down or split.

Worst Even Money Wager Options

Even if you want to play games other than those listed in the last section, it’s not a good way to make your first wager. You want to have the best chance to play with house money when you start, so picking a game that pays out even money close to half the time is the way to go.

Some games offer a low house edge, but don’t offer pay outs close enough to half the time. Some video poker games have a house edge lower than blackjack, but you don’t win on most spins. The difference is made up by winning more on many of the hands when you do win.

Other games don’t offer frequent wins or a low house edge. These are the worst games to make your first wager on.


Slot machines have a higher house edge than just about any other game in the casino, and you don’t win anywhere close to half your spins. They offer a good way to chase a higher pay out after you win your first bet and are playing with house money, but for the first bet they’re one of the worst possible options.

Video Poker

Video poker, especially Deuces Wild and Jacks or Better with good pay tables, offer a low house edge. Many video poker games with good pay tables have a house edge of less than a half percent. But none of them have a win frequency of anywhere close to 50%. This means that when you win, you win more than your original bet on average, but you don’t win very often.

Other Table Games

Many popular table games, like 3 Card Poker, Let It Ride, and Mississippi Stud Poker, are fun to play. But they combine a higher house edge than most games with the lower chance to win any particular hand. You don’t win anywhere close to half the time, so making your first bet on one of these games is risky.

Other House Money Betting Options

So far you’ve learned how the house money system works and the best games to start with. But you don’t have to stick with 50 / 50 or even money bets. If you’re willing to take a bigger risk, you can start with a larger house money bankroll when you win.

These are good options if you can play a game like poker or blackjack at a break even or better clip. You can play your normal game on most trips, but you can take a chance at a higher house money bankroll to mix things up from time to time.

Here’s an Example:

You play perfect blackjack strategy and can count cards well enough to break even. You enjoy playing blackjack, but don’t really work hard enough at it to make money and like to change things up and play another game from time to time. Every time you go to the casino you place a $20 bet on your favorite number, 13, on the single zero roulette table before you start playing blackjack.

Most of the time you lose your $20 roulette bet and start playing blackjack. But, when the lucky 13 lands on the wheel, you win $700 on the $20 bet. A single number bet on roulette pays 35 to 1. When this happens you have a $700 house money bankroll to play anything you want.

Let’s look at the numbers:

A single zero roulette wheel has 37 numbers on it. The numbers are 0 to 36. This means that when you bet on a single number, on average you win one time out of every 37 times you bet, and lose 36 times. So if you bet $20 on 13 every time you go to the casino to play blackjack, 36 out of 37 times you lose your $20. But the one time you hit your lucky number you have a big house money bankroll for the day.

Maybe you want to have a chance to win more than even money but want a better than 1 out of 37 chance. Roulette offers many other options. Here’s a list:

Two Numbers 17 to 1
Three Numbers 11 to 1
Four Numbers 8 to 1
Six Numbers 5 to 1
Column 2 to 1
Dozen 2 to 1

Each wager has its own chance to win, and the house edge is the same on each, so you can pick the one that offers the right mix of return verses risk for you.

Other games offer bets that pay higher than 1 to 1, including craps on the inside bets, baccarat tie bet, and many table games like Mississippi Stud Poker.

If you focus on poker or blackjack but want to play other games sometimes, this is a great way to mix it up without risking a large amount of money.

Online House Money Gambling System

When you play online casino games, you can easily use the house money gambling system just like you do in live casinos. But online casinos often make it even better. The difference is that most online casinos offer sign up bonuses when you make your first deposit.

Online casino sign up bonuses come in various sizes. Common bonuses offer a 100% match on your deposit, up to a set limit.

Here’s an Example:

You deposit $200 and get a $200 bonus.

Some casinos offer even more, like 200% or 300% of your deposit. This lets you start with a much higher bankroll than your original deposit.

I recommend betting your entire deposit and bonus on your first bet using the house money gambling system. This way, when you win your first bet you start with a huge house money bankroll.

One issue with online casino bonuses is that they often come with restrictions on which games you can play. Some of them only let you play slots, and as you learned above, a slot machine isn’t a good game to make your first bet on. But some bonuses do let you play table games.

The news gets even better for online casino players. You can find hundreds of online casinos that offer sign up bonuses. You can make a deposit, get a bonus, make your first bet, and if you lose move on to another online casino. The bonus is free, so you don’t lose more than your deposit. But when you win your first bet you have a much higher house money bankroll because of the bonus.

The downside to using online casino bonuses is that they have terms and conditions attached to them. The most common term is you have to wager your deposit and bonus amount a certain number of times before you can make a withdrawal.

You need to make sure you understand how each bonus works before you make a deposit. You don’t want to end up stuck because you can’t complete the requirements and not be able to cash out. Of course, if your goal is to play as long as possible, the terms and conditions aren’t as important as getting a big bonus.


The house money gambling system isn’t for everyone. But it’s a fun way to change things up at the casino, and it can save you money in the long run. It’s also a great way to chase a big pay day for a small initial investment.

If you’re a good poker or blackjack player, this system lets you take a shot at other games from time to time without risking your normal bankroll. It can get boring playing the same game all of the time, but if you’re like me you have a problem playing games with a higher house edge. The house money gambling system can remove this psychological block and let you have fun taking a bigger risk sometimes.